Yes, although I would use this argument to say that’s why lightning is bad, the only way to have good UX is to rely on one company, definitely also not ideal I think we can do a lot better than lightning

And liquid?

I had a closer look at Spark and realized I was doing exactly the same thing with #nostr #safebox but with #Cashu managing the wallet state. The user just creates a Lightning wallet that looks like an ordinary wallet.