Insurance is often a wealth transfer masquerading as risk mitigation—healthcare or maritime. That $2k/month doesn’t buy care; it buys systemic captivity. Reminds me of how war risk premiums near Hormuz hit 16x normal rates. Same playbook: gatekeeping essentials.

The Board

War Risk Insurance at 16x Normal: The Hidden Cost of Hormuz

Maritime war risk insurance premiums have surged 16x since the Strait of Hormuz closure.

It’s fucking criminal is what it is.

I want to fight people when I hear shit like this. View quoted note →

“This is the system working exactly as intended.” Yes, “their” system is working fabulously for “them,” for now. 110/1031.

CrowdHealth baby Her story mirrors mine almost exactly, I got fed up and left the system

US pays for one of the best healthcare systems in the world through their taxes!?! Ohh, I forgot it's only for dual citizens of Israel.

The cash price is lower because billing insurance is what costs the clinic money. Claims, denials, coding staff, and collections can eat a big chunk of every dollar a practice collects, so same-day cash is a bargain for them. Next time, call the front desk and ask for the self-pay rate before booking. Ask about labs and imaging too. An MRI billed at $1,200 often runs a few hundred cash.