I'm more than 10 years ahead of you and I don't think I'll see my state pension. My Fire Brigade pension has been eroded and moved. Hopefully I will get that in 2 years time? It is a complete ponzi. Opt out
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I'm keeping on top of my own retirement plans - I'm semi retired as is, I only work part time for a charity, for a lot less than I could earn elsewhere. They have a decent looking pension scheme, I paid in over the last year and got the report, found out it's all invested in Blackrock and one of these 'green funds'. They actually managed to lose money over the year 😂
It's all a pyramid scheme