imo its bad product desing that detracts from the ethos of not your keys not your coins.
reliance on an app plus a hardware device with no screen for verification and a third party server just stinks. Maybe i have too much faith in humans but it seriously cannot be that hard to write down twelve to twenty four words and keep them safe.
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I guess end of the day the people will decide. I have an obvious heavy bias. But man......if keeping a few words safe is to hard for people....then i dont know what we are doing here.
We've lost probably 3-5 million out of 19.5 million that's been mined. We've proved that we need better solutions. Multi-sig where one of them someone keeps for you like Unchained or Casa are best for the vast majority of people. I agree a screen to verify the transaction would probably be best, but then again I also bet after the first handful of times your average person doesn't check unless it's for a very large amount.
We invented banks because we can't keep our own funds safe. Humans need help managing their funds.
agreed