Yeah but that deviates from the matter, what are we building to incentivise others to come and abandon those convenient solutions?

Very true. Theres even DAI which is decentralized and algorithmic. Or TBTC which is a decentralized BTC wrapper on Ethereum. You can even shield these with Railgun with ZK SNARK privacy tech. I'm going with those over custodial options every day of the week. Bitcoin's completely done if they don't make tangible L1 improvements in transaction velocity and privacy. Maxis here can cope all day but this is the reality for the global south, and soon to be the reality in the US and EU with the Genius act and digital euro respectively.