Replies (32)

This requires a distinction for legal or illegal methods unless you don't care. I recently tested a Strike loan product. I also have a note on how I use an HSA and credit card, but that's indirect since I only have the sats in cold storage as a reserve to avoid true debt.
Must be careful with the loan terms at least where I live. If do not remain in custody of the collateral during the loan, it's the same as if you sold the coins when taking the loan (cap gains) and buying it back when the contract ends. Ironically, not your keys not your coins.
Buy without KYC. Learn to use Bisq and/or Robosats. This way all bitcoin is bought outside of any jurisdiction of a state and now you are not in any contract. However, if you buy your bitcoin with KYC, you are in contract with the state via the company's KYC policies and you need to pay your tax.
fade2's avatar
fade2 1 month ago
Comes with its own set of risks which I argue outweigh the risk of paying tax.
fade2's avatar
fade2 1 month ago
Once you declare Bitcoin in your taxes, the IRS/CRA can require disclosure of your stack. Hard to avoid this even if most of your stack is no-KYC. Risk of a misstep and getting tagged with evasion is not 0.
You can't "evade" if you are not in contract with them. Each year is a new year to contract. Also, it is impossible for anyone to know of your stack if it is all non-KYC. Bitcoin gained via the ethos on how it was created - not to be involved with governments - then it is "FUCK YOU" money. Moreover, one must study Equity Jurisprudence to have success in managing their presentments or offers once you are no longer in contract with them.
Buy without kyc. Spend with crypto cards, registered with ID from tax free jurisdiction- Panama, Paraguay, Georgia etc
There are no capital gain taxes on fiat loans where I live. There would be if the Bitcoin was sold to pay any part of it back, on the Bitcoin that was sold. Again, every person must consider the implications where they are. This works for me, right now, in my current location.
Obviously, you need income to repay the loan. Otherwise you still pay taxes and only benefit from NGU over time, assuming Bitcoin beats the loan terms. That is really a speculation that may not happen, which is why I write Bitcoin off when I use it this way. Discipline is required.
sly's avatar
sly 1 month ago
works only if you fall under german tax jurisdiction.
Very good question! I would buy without KYC, build a trusted network of people where you can buy bitcoin for cash or vice versa. Get paid in bitcoin. Sell your second hand stuff for bitcoin.
BTC Life's avatar
BTC Life 1 month ago
You just don’t, what are they going to do if we all just don’t? This system is collapsing, they don’t have the resources to chase us all down lol… you can also just buy it p2p so no need to report anything, and if you buy from exchange immediately send it to cold storage so it shows no gains… let’s stop supporting that financial mafia!