Orange Dad's avatar
Orange Dad orangedad85@happytavern.co 4 days ago
I made something that I think will help me when I’m trying to get merchants to accept Bitcoin on their Square Terminal. I struck out pretty hard at my local coffee shop yesterday. Total non-starter. I’ll write about that separately. But it made me realize something: I didn’t have a simple way to show the owner what my weekly coffee habit would save them in card fees. And then it would be nice - if they're curious - to have them just scan a QR code and read a quick overview of why they can easily accept it, rather than read some flyer...which I tried in the fall. So I built a simple app that does this. The default is $10 purchase for 2 times a week. If somebody spends $10 twice a week at a Square merchant, that is $50 a year on credit card fees the merchant saves. If somebody buys a $5 coffee every day, the $0.15 Square charges the coffee shop adds up...to the tune of $100 for the year. The tool is simple - you just put in the sale amount, pick one purchase or repeat visits, and it shows: - Credit card fee - Bitcoin fee in 2026 - Bitcoin fee in 2027+ - What a regular customer adds up to over time At this point we hope we've gotten their attention, and if so, you click the QR code toggle. The merchant scans it and gets a short page explaining the fees they save, common questions, and links to Square’s resources for turning Bitcoin Payments on. There is a link to Square's onboarding video. I'm not sure it's been updated, and it's not as quick process, unless one of use is helping them, but again, I might have found an older video. The merchant will want to know if this gets automatically converted to USD. The docs I found say merchants can receive Bitcoin Payments as USD or BTC, yet recent Square release notes say USD is the default for new sellers, but the video made it look like they had to choose. It'd be great if we could get clarity on that. The bottom line is for people here care about merchant adoption, and I think this is useful...and not ai slop, but you be the judge.
Square Bitcoin Savings Calculator
Show a Square merchant what they save when they turn on Bitcoin payments.
 @Cash App @miles 🌞 #merchantadoption #bitcoin image

Replies (20)

Verdades Nuas BR's avatar
Verdades Nuas BR 4 days ago
O establishment financeiro não quer que você use Bitcoin, é mais fácil controlar você com o sistema atual, não é, Banco Central?
₿it00's avatar
₿it00 4 days ago
Makes sense. Respect the grind. You built the tool, showed the savings, and made the math impossible to miss. Too bad the coffee shop owner isn’t listening yet. Keep us posted when they eventually accept ₿.
1 replies ↓
Orange Dad's avatar
Orange Dad orangedad85@happytavern.co 4 days ago
Aggghhh... I had the default set to show the next 18 months - 6 months at 0% and then 12 months at 1%, but it needs to show the next 12 months. Fixed (and yes, it adjusts as we move through 2026). New math is... $10 twice a week is $37 saved. $5 a day is now $67 saved. $12.50 once a week is $21 saved. Still meaningful for the merchant. Shows that just like when you're writing articles/books, you need to step away for a day and look at it these projects with fresh eyes. View quoted note →
1 replies ↓
Orange Dad's avatar
Orange Dad orangedad85@happytavern.co 4 days ago
The fee is on the merchant side then. So rather than 2.6% they’re just paying 1%. The calculator shows this if you scroll down just a bit. Good question!
BTC_P2P's avatar
BTC_P2P 4 days ago
This is the only way no coiner merchants will become interested in bitcoin txs. Any merchants doing high volume will see a significant revenue increase using the LN and that’s how it gains traction. Once Bitcoin goes on another purchasing power rip they will then realize that if they had hodl’d their sats they would be crushing even more. That’s when they become orange-curious and learn about all of the other technical superiorities Bitcoin unlocks. It’s beautiful and the tangible incentives drive it all.
1 replies ↓
Anti Spasti's avatar
Anti Spasti _@nostrtalk.de 4 days ago
Nice try and seriously: Good luck! Never found even one merchant who would offer Bitcoin payments cause of CrEdItCaRd FeEs 🤷‍♂️ In e.g. Europe this Mallers-made fake-problem does not exist at all. It is made up. A pure lie. The store owners themselves pay close to zero fees or are not aware of any fee. Or in cases where they do know and care about these fees they love to pay that 0,5 - 1 % for being „secure and protected“. Most are afraid as fuck of CrYpTo… they would not accept bitcoin even if that would mean 200-300 € less fees per year. They have no idea about that credit card fee shit, they don‘t care. Believe me. I talked to hundreds.
1 replies ↓
PalmTree 🌴's avatar
PalmTree 🌴 _@palmtree.npub.pro 3 days ago
"Here's what you save" doesn't help the merchant, it helps you. To help the merchant all they would need is daily average credit card sales. This way the merchant can see the real difference over a month, quarter, or year/s.
Orange Dad's avatar
Orange Dad orangedad85@happytavern.co 3 days ago
Maybe I'm confused, but it does show them the savings on a single transaction, the one I would be making, or what my transactions would add up to over the year? Yes, I agree, if I'm understanding you correctly, that the most powerful thing would be what it would be across all customers over the course of the year. The flip side is I've never gone somewhere where I haven't been the first person asking, so I'm not sure that's the best starting point.
1 replies ↓
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